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SBI Announces ¥10 Billion Tokenized Retail Bond Offering With XRP Rewards

The on-chain issuance links fixed-income returns to token incentives within Japan’s regulated digital‑securities push.

Overview

  • SBI detailed a three-year, ¥10 billion retail bond recorded and administered on BOOSTRY’s ibet for Fin platform, operating outside Japan’s JASDEC depository system.
  • The bonds carry an indicative annual coupon of 1.85%–2.45% paid semiannually, with secondary trading scheduled to start on March 25, 2026 on the Osaka Digital Exchange’s START system.
  • Eligible domestic investors and companies who hold an SBI VC Trade account and invest at least ¥100,000 will receive XRP worth ¥200 per ¥100,000 at issuance and on each interest date through 2029.
  • Reports cite a low general subscription minimum of about ¥10,000 to broaden retail access, while eligibility for the XRP reward requires the higher ¥100,000 threshold.
  • The launch builds on SBI’s long relationship with Ripple — including a disclosed ~9% stake in Ripple Labs — and may create incremental onshore demand for XRP through reward distributions.