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SBI and Startale Unveil JPYSC, Japan’s First Trust Bank–Backed Yen Stablecoin, Targeting Q2 2026 Launch

The trust‑bank structure offers a regulated yen settlement rail for institutions under Japan’s Type III rules.

Overview

  • Issuance will be handled by SBI Shinsei Trust Bank, distribution by SBI VC Trade, and technical development by Startale Group.
  • The partners plan a Q2 2026 rollout, subject to final regulatory approvals before market deployment.
  • JPYSC is structured as a Type III Electronic Payment Instrument with full yen reserves, and Japanese law permits up to 50% of trust stablecoin reserves to be held in short‑term government bonds.
  • The token targets cross‑border payments, treasury operations, and tokenized‑asset settlement with enterprise‑grade capacity and interoperability with existing financial systems.
  • The initiative positions a regulated yen option against dominant dollar stablecoins, with early interest reported from banks, financial firms, and large corporates.