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Philippine Digital Bank Maya Weighs U.S. IPO of Up to $1 Billion

Investor focus centers on predictable earnings, strong governance, crypto risk management.

Overview

  • Maya is working with advisers on a potential U.S. listing that could raise $500 million to $1 billion, with size and timing still under discussion, according to Bloomberg reporting.
  • The company declined to confirm IPO plans and said it does not comment on market speculation, noting its current focus on expanding services in the Philippines.
  • PLDT data show 5.4 million customers and 68 billion pesos in loans in 2024 for Maya’s digital bank, which operates under a Bangko Sentral ng Pilipinas license.
  • Maya’s app includes crypto trading, and users have reported intermittent trade execution problems during price spikes, raising questions about controls and disclosure for prospective investors.
  • IPO conditions remain selective, with recent deal postponements and downsizing, while regional peers such as GCash have delayed listings despite a tentative U.S. market recovery.