Overview
- The unrestricted “free period” for late applicants began on December 4, 2025, and the formal cutoff is January 18, 2026, with the last business day to file on January 16.
- Affiliates may request up to 4 UIT, equivalent to S/21,400 for 2025, under the extraordinary withdrawal authorized by Law No. 32445.
- This phase does not use the DNI last-digit schedule and is intended for those who did not submit during the earlier assigned dates.
- Applications are 100% online through official AFP platforms and require a DNI, AFP web key and an active bank account in soles at participating banks, submitted only on business days.
- Payouts are scheduled in up to four installments roughly 30 days apart, with the first UIT expected about 30 days after a successful online request; small balances under 1 UIT are paid in a single deposit.