Particle.news

OKX Secures Malta Payment Institution License to Power EU Stablecoin Payments

The clearance establishes dual authorization under EU rules, positioning OKX to run its card and wallet services before stricter enforcement in March 2026.

Overview

  • Malta’s financial regulator granted OKX a Payment Institution license that enables stablecoin-related payment services across the European Union in line with MiCA and PSD2.
  • Under PSD2, payment activities involving stablecoins treated as electronic money tokens require PI or EMI authorization, which this approval satisfies.
  • OKX says the license places OKX Pay and the Mastercard-linked OKX Card on a fully compliant footing for everyday transactions.
  • The OKX Card launched in Europe at the end of last month, with crypto-to-fiat conversion handled within a regulated process.
  • OKX Ventures recently invested in stablecoin platform STBL, underscoring the company’s push to build compliant stablecoin infrastructure.