Overview
- Users can spend directly from their MetaMask wallets wherever Mastercard is accepted, with Apple Pay and Google Pay support.
- Cross River Bank issues the card and Monavate provides operational technology alongside Mastercard’s network.
- Standard users earn up to 1% back in mUSD, while the $199-per-year Metal Card offers up to 3% cashback on the first $10,000 spent.
- Unspent balances can earn yield through DeFi integrations, including Aave, and participation requires ID verification and compliance checks.
- Coverage includes New York after prior pilots in the EU, UK, and U.S., with reports differing on state count as some note Vermont remains excluded.