Overview
- Consensys announced U.S. availability across all 50 states, extending access after a year-long pilot and clearing entry into New York.
- The card works wherever Mastercard is accepted and can be added to Apple Pay and Google Pay for contactless payments.
- Assets remain in users’ wallets until checkout, contrasting with exchange cards that require pre-deposits on the issuer’s platform.
- Mastercard provides the network, Cross River Bank is the issuer, and Monavate (formerly Baanx) handles program operations.
- Features include onchain cashback paid in mUSD, optional DeFi yield on unspent balances via integrations such as Aave, and a $199 Metal Card offering up to 3% rewards on the first $10,000 in annual spend.