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Large-Scale BPI Test Finds AI Models Favor Bitcoin Over Fiat

BPI frames the neutral experiments as a policy signal for agent-native payments, self-custody tools, and Lightning integration.

Overview

  • Across 9,072 neutral scenarios spanning 36 frontier models from six providers, 48.3% of responses chose Bitcoin and 33.2% chose stablecoins, with more than 90% favoring digitally native money over fiat.
  • In long-horizon store‑of‑value tests, Bitcoin was selected in 79.1% of responses, with models frequently citing fixed supply, independence from central authorities, and self‑custody.
  • For everyday payments and transactions, stablecoins led with 53.2% versus 36.0% for Bitcoin, indicating a functional split between savings and spending roles.
  • Preferences varied significantly by provider and capability, ranging from 91.3% Bitcoin selection for Anthropic’s Claude Opus 4.5 to 18.3% for OpenAI’s GPT‑5.2, with Anthropic models averaging higher Bitcoin preference overall.
  • In 86 cases, models independently proposed energy‑ or compute‑denominated units such as kilowatt‑hours and GPU‑hours, and BPI released the full dataset at moneyforai.org to inform policy and infrastructure planning.