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KFF Poll Finds Prior Authorization Is Top Non‑Cost Barrier to Care for Insured Americans

Nearly half of people with coverage report insurer denials or delays over the past two years, with many citing significant harm to health and finances.

Overview

  • One‑third of insured adults (32%) call prior authorization a major burden, outpacing confusion over bills, difficulty getting appointments, and finding in‑network providers.
  • When asked to pick a single biggest obstacle beyond costs, 34% selected prior authorization, rising to 39% among those managing chronic conditions.
  • Nearly half of insured adults (47%) report a service, treatment, or medication was denied, delayed, or altered in the past two years, climbing to 57% for people with chronic conditions.
  • Among those experiencing denials or delays, about a third report a major negative impact on mental health (34%) and finances (33%), and a quarter report major harm to physical health (26%).
  • The nationally representative KFF survey was conducted January 13–20, 2026, among 1,426 U.S. adults in English and Spanish, with a margin of sampling error of ±3 percentage points.