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JPMorgan Says Stalled CLARITY Act Could Be Crypto’s Next Big Catalyst

JPMorgan says approval by mid-year could unlock institutional participation.

Overview

  • Bitcoin remains stuck around the mid-$60,000s and ether near $2,000, with trading volumes thinning across major exchanges.
  • Analysts led by Nikolaos Panigirtzoglou argue that passage of the U.S. market-structure bill could lift crypto markets in the second half of 2026.
  • The proposal would split oversight between the SEC and CFTC by classifying tokens as digital securities or commodities.
  • The bill includes a $75 million annual fundraising allowance for new projects without full SEC registration and a grandfather clause treating certain pre-2026 spot ETF-linked tokens as commodities.
  • Progress has stalled after a Senate Banking Committee markup was postponed when Coinbase withdrew support, citing concerns over innovation, competition, and restrictions on stablecoin rewards.