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Fitch and Kroll Cut Chicago’s Credit to BBB+ as Budget Standoff Weighs on Finances

Ratings firms cite recurring deficits, temporary fixes, City Hall gridlock.

Overview

  • Both agencies kept negative outlooks, signaling the potential for further downgrades if structural fixes fail to materialize.
  • Fitch also lowered the city’s sales tax securitization rating to AA+ from AAA, reflecting broader concerns beyond the core issuer rating.
  • Analysts say borrowing will get more expensive, with one estimate putting added annual costs around $3 million to $5 million for future debt.
  • The agencies credited continued supplemental pension payments as a long‑term positive but said the commitment strains the operating budget.
  • Kroll warned that tapping reserves, including funds tied to the Skyway and parking meter deals, could trigger another downgrade, as City Hall factions trade blame over the outcome.