Overview
- CalHFA’s CalAssist Mortgage Fund now offers up to 12 months of non‑repayable payments, capped at $100,000, sent directly to mortgage servicers.
- Homeowners who previously received three months of help can apply for an additional nine months to reach the new maximum duration.
- Income eligibility has been raised by county—up to $281,400 in Los Angeles, $255,000 in Butte, and $360,000 in Orange—with eligibility tied to disasters declared from January 2023 through January 2025.
- So far, the state reports $6.5 million disbursed to 793 recipients, largely Palisades and Eaton fire survivors, drawing from a $105 million fund created from the National Mortgage Settlement.
- Separately, Assemblymember John Harabedian introduced AB 1847 to extend statutory forbearance to 36 months and AB 1842 to establish statewide emergency mortgage protections and servicer reporting, as borrowers continue to report compliance gaps under AB 238 and DFPI notes 233 related complaints.