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BBVA Joins 12-Bank Qivalis Push for a Regulated Euro Stablecoin

The bank-led venture is seeking Dutch central bank approval under MiCA to issue a euro-pegged token.

Overview

  • BBVA becomes the 12th member of the Amsterdam-based Qivalis consortium, which is building a euro-pegged stablecoin backed by major European banks.
  • Qivalis is applying to the Dutch central bank for authorization as an electronic money institution, a requirement for issuance under the EU’s MiCA framework.
  • The initiative aims to enable on-chain payments and settlement in euros as a bank-backed alternative to dollar-linked tokens such as USDT and USDC.
  • Euro-denominated stablecoins remain a small slice of the market compared with dollar tokens, with reports citing roughly €860 million out of about $300 billion in total value.
  • Commercial launch timing remains unsettled across reports, with projections ranging from the second half of 2025 to late 2026 and dependent on regulatory clearance.