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Bank of England and RBI Hold Rates as Policy Paths Diverge on Inflation and Growth

Both decisions keep options open, with incoming data set to determine the timing of any shift.

Overview

  • The Bank of England left Bank Rate at 3.75% on a narrow 5–4 vote and said inflation should be around 2% by spring, with Governor Andrew Bailey noting scope for cuts this year if disinflation holds.
  • UK projections were downgraded, with 2026 growth cut to 0.9% and peak unemployment now seen at 5.3%, reinforcing a cautious approach to further easing.
  • Markets moved to price earlier UK cuts as sterling fell and short‑dated gilt yields declined following the decision and forecasts.
  • The Reserve Bank of India’s MPC unanimously kept the repo rate at 5.25% and retained a neutral stance, slightly lifting its growth outlook to 7.4% for FY26 and nudging near‑term inflation projections higher.
  • RBI guidance emphasized data dependence, liquidity management and policy transmission as domestic conditions remain supportive despite external risks.